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The lender you receive a loan from will provide you with information regarding the Annual Percentage Rate (APR) for your loan request prior to you signing your loan documents. Little Elk Corporation d/b/a LendingBooth.com does not have input into the amount you are charged. If you do not agree to the APR, you can exit the process without penalty.
Each lender has policies regarding non-payment or late payments. The policy is detailed in the loan document you receive by the lender, which is provided to you prior to signature. After you have signed the loan agreement, you will be expected to abide by the terms including additional charges and interest if your payment is late. If you are unable to make a payment on time, you will need to contact the lender directly for payment arrangements.
Lenders have collection policies that will be outlined in the terms you agree to upon acceptance of your loan. Lenders to whom we introduce you should have fair and reasonable collection practices for failure of payment for a loan. Failure to pay your loan may result in legal action to collect the outstanding balance, which may results in fees to you for collection of the loan.
Lenders may perform credit checks or use credit reporting agencies, such as Teletrack and Clarity to verify application information and payment history.
The renewal policy of lenders is largely governed by state regulations, including rollovers, extensions, late fees, and interest rates. An additional fee may be added to your original loan for a renewal. Please review the policy in your loan documents.
Important Notice: THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not make credit decisions, and does not charge any application fees. This Website does not constitute an offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to match you with a lender. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will be matched with a lender or approved for a loan. The lender may perform a credit check or otherwise verify the information you provide. Not all lenders can provide you with the loan amount you requested.
Applicant Notice: This is an expensive form of credit. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. There may be alternative forms of credit which may be less expensive to help meet your financial needs. Applicants with credit difficulties or those seeking financial assistance to pay other outstanding debts should seek credit counseling.
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